“January looks forward to the new year and back to the old year. It sees past and future.” — M. L. Stedman
As we embark on this journey into the unknown of 2024, let the spirit of optimism be our compass. May the challenges we encounter be stepping stones to success, and may the joy of achievement be the destination we reach. Here’s to a new year, a new chapter, and the unwritten stories that await!
I am overwhelmed with gratitude for the extraordinary privilege of celebrating my mom’s 101st birthday in India last week. The memories created during this special celebration will forever be etched in my heart, making this experience not just a birthday celebration but a cherished chapter in the story of our family’s love and appreciation for the incredible woman who reached the age of 101 with grace and resilience.
See you soon,
Joujou
75+ Best New Year Sales of 2024
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Spending on construction projects rose 0.4% in November to $2.04 trillion, short of expectations of economists who were expecting a 0.6% rise. (Marketwatch)
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The Federal Reserve will likely bring interest rates below 3% by next December, as a pullback in consumer spending could trigger a mild recession in 2024, according to UBS chief US economist Jonathan Pingle. (CNBC)
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If overthinking worked, it would allow us to solve more problems in our lives. Research shows the opposite is true: Overthinking is linked to poorer decision-making, greater interpersonal problems, and more distress. The point of thinking about our problems is to reduce our problems, not to exacerbate them. (WSJ)
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Rents for new leases rose more than 20% during 2 years spanning 2021 and 2022. This moderated in 2023 as rents either barely rose or slightly declined, according to most metrics. Real estate firms and data companies are projecting total rent growth in the very low single digits this year, between 1.2-1.5%, although this will vary by area based on supply. (WSJ)
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If you want to rein in your spending in 2024, financial advisers say you first need to sort out where inflation ends and lifestyle creep begins. It’s easy to place too much blame for overspending on inflation and the post-pandemic fear of missing out and not enough on everything else, financial advisers said. (WSJ)