Happy New Year 2023!

I wish you all nothing but happiness and health in 2023! I’m so proud to be here for you all and thankful for what I accomplished in 2022, and looking forward to a great 2023! Here’s to another year full of joy, laughter, and unforgettable memories.

I look forward to connecting with you soon to help with any of your real estate needs. Give me a call 24/7 at (510) 406-4836

My Best Always,

Joujou

Designers Predict the Hottest 2023 Home Trends

Learn 8 styles that are on interior designers’ radar for the new year, along with three they hope to never see again.

Courtesy of National Association of Realtors

Client Testimonial

When we decided to sell our house in Blackhawk, we met with a few local realtors, but JouJou came highly recommended by my inner circle of friends. After meeting with JouJou, she didn’t apply any pressure, on the contrary, she advised us to hold off a few months to sell our house to get top dollar and she was right. We had the highest sale in Silver Maple and all thanks to JouJou. From the initial meeting to escrow, it was amazing how professional and a step ahead her team was. The best way to describe it is truly SEAMLESS. We didn’t have a single item we had to follow up on and JouJou was personally involved in everything and her team was amazing. I’ve had over 15+ real estate transactions in the past few years. JouJou stands out with in-depth market knowledge and overall understanding of luxury real estate, especially in the Danville / San Ramon area. I would never do another transaction on the buying/selling side without JouJou representing our family and us. Thanks, JouJou, and to your amazing team at Compass! It’s no wonder you’re #1. Thanks, Shawn & Family

- Danville Seller 2022

DID YOU KNOW?

The 30-year fixed-rate mortgage averaged 6.27% as of December 22, according to data released by Freddie Mac on Thursday. That’s down 4 basis points from the previous week — one basis point is equal to one-hundredth of a percentage point. Rates have dropped for the sixth week in a row. Rates were last at this level in mid-September. Last week, the 30-year was at 6.31%. Last year, the 30-year was averaging at 3.05%. (CNBC)
5 good financial news in 2022? Yup:
1. Savers are earning more with higher interest rates.
2. Those contributing to their retirement accounts are buying in at lower levels
3. For home buyers, some prices have come down. And rent jumps seem to be cooling in areas too.
4. The 3 major credit reporting bureaus — Equifax, Experian, and TransUnion — dropped fully paid medical debts from credit reports. Consumers will also get 12 months (up from 6 months) before unpaid medical debt shows up on their credit report. Starting in 2023, credit reports won’t include unpaid medical debt that’s less than $500.
5. 49 jurisdictions (two states and 47 cities and counties) will meet or exceed a $15 minimum wage for some or all employers by year’s end. While this has fueled labor costs, we should not forget that employees who are paid too little to survive seek government assistance, which we have to pay for too!
About $110 billion of Wall Street money is sitting on the sidelines waiting to buy up residential property at a discount as many assume a recession and job losses will trigger ‘opportunity buys'

OPINION: alert any buyers now who are seeking to ‘wait-and-see for coming bargains’ in this under-supplied home market that they’ll have stiff competition with this much capital (cash!), and their chances of really deep discounts are slim at best. (WSJ)

- Leonard Steinberg